Insurance & Mortgage Advisers | Insure Limited https://www.insureltd.co.nz/ Fri, 02 Oct 2020 01:51:06 +0000 en-NZ hourly 1 https://wordpress.org/?v=7.0.1 Understanding Wills and Disclosure https://www.insureltd.co.nz/latestnews/understanding-wills-and-disclosure/ Wed, 30 Sep 2020 06:34:49 +0000 https://www.insureltd.co.nz/?p=797 In the day-to-day hustle of life, which we are lucky to be back in the midst of in New Zealand, preparing for the future can fall off the to-do list. Having an up-to-date will is hugely important to make your passing easier for your loved ones, provide for your dependents, and ensure your assets and [...]

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In the day-to-day hustle of life, which we are lucky to be back in the midst of in New Zealand, preparing for the future can fall off the to-do list. Having an up-to-date will is hugely important to make your passing easier for your loved ones, provide for your dependents, and ensure your assets and taonga are distributed as you want them to be. Don’t know where to start? Our article outlines what you need to think about, and we can send you a handy template to help you plan.

Disclosure is the foundation of the relationship between an insurance provider and client. While rare, if a claim gets denied it is usually the result of a non-disclosure – even if the non-disclosure was accidental. Understanding disclosure, how it works, and what happens if you make a mistake is key to a successful claim.

Best wishes,

David Jochem
Registered Financial Adviser
Insure Limited
(03) 379 5400
0800 87 88 88

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Understanding Disclosure

Every industry has its jargon, and insurance isn’t any different! One of the key terms to know and understand in our industry is disclosure. What is it, how does it work, and what happens if you make a mistake? READ MORE …

How To Write a Will

Having an up-to-date will makes everything easier for your loved ones and means your assets and taonga are distributed as you wish and without unnecessary delay. So how do you write a will? READ MORE …

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]]> How Can I Use My KiwiSaver? https://www.insureltd.co.nz/blog/how-can-i-use-my-kiwisaver/ Mon, 14 Sep 2020 01:06:14 +0000 https://www.insureltd.co.nz/?p=518 KiwiSaver can help you make your goal of owning your own home a reality. KiwiSaver has just as an important role to play in retirement as it does when you are building up your nest egg. Sometimes life doesn’t go to plan and throws curve balls or you chart a different course. There are some [...]

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KiwiSaver can help you make your goal of owning your own home a reality.

KiwiSaver has just as an important role to play in retirement as it does when you are building up your nest egg.

Sometimes life doesn’t go to plan and throws curve balls or you chart a different course. There are some ways you can access your KiwiSaver savings in exceptional circumstances.

CONTACT US TODAY FOR A NO-OBLIGATION CHAT

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]]> How Your KiwiSaver Grows & Who To Invest With https://www.insureltd.co.nz/blog/how-your-kiwisaver-grows-who-to-invest-with/ Mon, 14 Sep 2020 01:04:40 +0000 https://www.insureltd.co.nz/?p=516 You might not think of it this way, but KiwiSaver is an investment like many others. Your contributions are invested in various assets, such as shares or property, with the idea that they will grow your money as you get older.     CONTACT US TODAY FOR A NO-OBLIGATION CHAT

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]]> You might not think of it this way, but KiwiSaver is an investment like many others. Your contributions are invested in various assets, such as shares or property, with the idea that they will grow your money as you get older.

 

 

CONTACT US TODAY FOR A NO-OBLIGATION CHAT

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]]> KiwiSaver How To Get Started https://www.insureltd.co.nz/blog/kiwisaver-how-to-get-started/ Mon, 14 Sep 2020 01:02:26 +0000 https://www.insureltd.co.nz/?p=514 KiwiSaver is a voluntary savings scheme to help set you up for your retirement. You can make regular contributions from your pay or directly to your scheme provider. Contact us and we’ll help you get set up today! It’s as easy as that.     CONTACT US TODAY FOR A NO-OBLIGATION CHAT

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KiwiSaver is a voluntary savings scheme to help set you up for your retirement. You can make regular contributions from your pay or directly to your scheme provider. Contact us and we’ll help you get set up today! It’s as easy as that.

 

 

CONTACT US TODAY FOR A NO-OBLIGATION CHAT

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]]> Fire & General Insurance (House/Car/Contents) https://www.insureltd.co.nz/blog/fire-general-insurance-house-car-contents/ Mon, 14 Sep 2020 00:59:42 +0000 https://www.insureltd.co.nz/?p=512 We all know we should have it. It's hard to know where to go and who to trust. Let us make this easy for you, and let us take the hassle out of things.  We can do it all; house, car, contents, boat, investment property. Contact us to see how we can help keep everything [...]

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We all know we should have it. It’s hard to know where to go and who to trust. Let us make this easy for you, and let us take the hassle out of things.  We can do it all; house, car, contents, boat, investment property. Contact us to see how we can help keep everything managed under one place.

Home and Contents Insurance can provide cover for the cost of repairing or replacing your home and your contents up to the amount that you choose.

Car Insurance can cover the cost of your car if you were in an accident or it got stolen. Comprehensive Cover will also ensure that any other cars are repaired or replaced if the accident is your fault.

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]]> Critical Conditions, Trauma & Disability Insurance https://www.insureltd.co.nz/blog/critical-conditions-trauma-disability-insurance/ Mon, 14 Sep 2020 00:57:22 +0000 https://www.insureltd.co.nz/?p=510 Trauma Cover will provide a lump sum cash payment if you are diagnosed with one of the specified critical illnesses or injuries. These include cancer, stroke, heart attack, paralysis etc. It is designed to provide financial assistance to meet with the immediate expenses of medical treatment, rehabilitation, home help and ultimately to assist you to [...]

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]]> Trauma Cover will provide a lump sum cash payment if you are diagnosed with one of the specified critical illnesses or injuries. These include cancer, stroke, heart attack, paralysis etc. It is designed to provide financial assistance to meet with the immediate expenses of medical treatment, rehabilitation, home help and ultimately to assist you to focus on recovery and not on economic survival.

CONTACT US TODAY FOR A NO-OBLIGATION CHAT

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]]> Business, Key Person & Partnership Protection https://www.insureltd.co.nz/blog/business-key-person-partnership-protection/ Mon, 14 Sep 2020 00:55:08 +0000 https://www.insureltd.co.nz/?p=508 Every owner-operator or partnership needs to be aware of their vulnerability and the vital protection offered by Key Person Insurance. The loss of a key person through illness or accident can immediately negatively impact the business, clients, suppliers, and place enormous stress on partners, staff and resources. We work alongside you to determine the most [...]

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]]> Every owner-operator or partnership needs to be aware of their vulnerability and the vital protection offered by Key Person Insurance. The loss of a key person through illness or accident can immediately negatively impact the business, clients, suppliers, and place enormous stress on partners, staff and resources. We work alongside you to determine the most effective way to protect your business and wealth.

Key Person Cover contributes towards replacing a key member of your staff for one or two years if that person is unable to work due to sickness or injury. It helps you put measures in place to keep things running smoothly until your key person gets back on board. This benefit can be used in any way your business needs it.

CONTACT US TODAY FOR A NO-OBLIGATION CHAT

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]]> Income & Mortgage Protection https://www.insureltd.co.nz/blog/income-mortgage-protection/ Mon, 14 Sep 2020 00:52:44 +0000 https://www.insureltd.co.nz/?p=506 If you are unable to work because of an illness or injury, your present lifestyle will be affected and your inability to manage your ongoing financial responsibilities may become a very serious problem. Income/Mortgage Protection preserves the integrity of your greatest asset – your power and ability to earn an income. It will provide you [...]

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]]> If you are unable to work because of an illness or injury, your present lifestyle will be affected and your inability to manage your ongoing financial responsibilities may become a very serious problem. Income/Mortgage Protection preserves the integrity of your greatest asset – your power and ability to earn an income. It will provide you with ongoing monthly payments if you are unable to work and can continue for the duration of the disablement.

CONTACT US TODAY FOR A NO-OBLIGATION CHAT

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]]> Life Insurance https://www.insureltd.co.nz/blog/life-insurance/ Mon, 14 Sep 2020 00:49:25 +0000 https://www.insureltd.co.nz/?p=504 Life Cover pays a lump sum that can be used to settle debts or help your family continue to live the life you’d planned together. It gives you peace of mind that you can provide security for a wide range of financial commitments if you die or get diagnosed with a terminal illness.     [...]

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Life Cover pays a lump sum that can be used to settle debts or help your family continue to live the life you’d planned together. It gives you peace of mind that you can provide security for a wide range of financial commitments if you die or get diagnosed with a terminal illness.

 

 

CONTACT US TODAY FOR A NO-OBLIGATION CHAT

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]]> Medical Insurance https://www.insureltd.co.nz/blog/medical-insurance/ Mon, 14 Sep 2020 00:47:04 +0000 https://www.insureltd.co.nz/?p=500 The diagnosis of an illness and any subsequent surgery can be very stressful and the last thing you need is the additional worry of large medical bills. If you or a member of your family require surgery or medical treatment, Health Insurance not only gives you the freedom to select the best specialists and the [...]

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]]> The diagnosis of an illness and any subsequent surgery can be very stressful and the last thing you need is the additional worry of large medical bills. If you or a member of your family require surgery or medical treatment, Health Insurance not only gives you the freedom to select the best specialists and the best hospitals, it generally ensures that you avoid a huge waiting list to receive essential treatment.

CONTACT US TODAY FOR A NO-OBLIGATION CHAT

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